Credential [ kri-den-shuh l ]


Usually credentials. evidence of authority, status, rights, entitlement to privileges, or the like, usually in written form: anything that provides the basis for confidence, belief, credit, etc.

Perfect Credentials offers counselling and mentorship designed to help women avoid bankruptcy and from living paycheck to paycheck. Our professionals empower our clients by coaching them on how to budget, reduce debt, and boost credit until they have the “Perfect Credentials”. When someone successfully completes the program and achieve their credentials, we do not stop there. Counselors begin the next process of building wealth through real estate investments and empower clients by building business credit as well. Perfect Credentials offers expert advise on the following specialties:

  • Buying and selling real estate notes.
  • Buying and selling real estate investments properties
  • Relocation Services
  • Buy Tradelines

To set up your free consultation please fill out the form below.

Buy and Sell
Investment Properties 


Earn a massive amount of money buying and selling investment properties!

More people have become wealthy investing in real estate than many other investments.

Buy and Sell
Real Estate Notes

You can get cash for your note!


We can buy or sell notes, and may be able to buy your remaining note payments…

Do you have a seller financed mortgage note, real estate note, private promissory note, business note or trust deed and want to sell all or part of the payments in your note to unlock your cash stuck in that note? We know there are plenty of reasons why you might want to sell all or part of your note payments fast like: To pay off debts, to make another investment that will provide you a higher return, diversify your portfolio… or even just to get rid of the burdensome book keeping and payment collections. You may be dealing with the potential of foreclosure headaches and a bad borrower… or the note may be performing just fine, you’d just like to free up some of your cash stuck in that note today. Everything you are dealing with right now—the waiting, stress, hassle of finding someone that will purchase your note, ALL OF IT—could be OVER by this time next week (see how below).

What Type of Notes Do We Buy and Sell?

  • Real Estate Notes (in all US states)
  • Promissory Notes
  • Secured Notes
  • Land Contract Notes
  • Many Owner Financed Notes
  • Performing and Non-Performing First Mortgages
  • Performing and Non-Performing Second Mortgages
  • Business Notes
  • Commercial Notes
  • Partial Notes (don’t want to sell all of the remaining note payments? We can buy partial notes too!)

What is a Tradeline? How Does it Work?

A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are
considered tradelines on your credit report. Your car note is a tradeline. Your mortgage is a tradeline. A
student loan reporting to your credit report is a tradeline. The type of tradelines that we provide is
Seasoned Authorized User tradelines, with perfect payment history, low utilization (under 30% unless
otherwise noted) and perfect payment history. We do this by adding you as an authorized user to a
tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because
creditors will provide credit bureaus the entire account history on any given tradeline for an authorized
user. FICO® digests this newly added credit and recalculates your score with drastic improvements




Relocation Services

Ready to Relocate?
We Have the Services You Need.

Moving and Storage

We treat your items with care and provide a smooth door-to-door delivery, to and from anywhere in the country. Our services include packing, shipping, and unpacking. Additionally, if you need storage, our partners provide spaces in both your current and future destinations. Quality and reliability are our top priority, so you can expect your items to arrive safely and on time.

Home Finding

We help you secure a home in your new city, whether you are looking for a short or long-term solution. We work with partners that are experts in local housing markets around the globe, and find the right option for you, according to your needs and budget. We can manage your contract negotiations, and all the documentation related to renting or purchasing properties, eliminating any paperwork-related doubts.

 School Search

Together with local education experts, we help you find and compare schools, kindergartens, nurseries, and daycare, taking into consideration tuition fees, curriculum, admission requirements, and more. We arrange meetings with school officials and help with school registration. For the best learning experience, we help you choose suitable childcare professionals, tutors, or higher education opportunities in the area.
Fill out the form for a quote today!

About Me

Angel Wiggins started her career ——– years ago in property management and residential leasing. In 2019 her passion for sales and an entreprenurial spirit lead her to start her own boutique agency, Perfect Credentials! Entering the competitive world of buying and selling real estate Angel was reminded of the many obstacles and challenges that she has faced as a hard working single mother. “Through this business, I hope to help women like me build wealth through real estate investments “. Perfect Credentials is her way of empowering women by building their personal and business credit to invest in real estate. “ I have learned the in’s and out’s or leveraging credit to invest in properties.” Perfect Credintials is a resource that will equip women to build their own empire’s one queen at a time!

 Miss Wiggins is a licensed real estate agent and financial wealth counselor in Texas.

She can be contacted by email at awiggins@perfectcredentials.com

Business contact here : 817-918-4327